Commercial Auto Coverages
Protect your Business on the Road
Commercial auto insurance is essential for any business that uses vehicles, whether you own a fleet, rent occasionally, or your employees use their personal cars for work. Beyond standard coverages like Liability, Comprehensive, and Collision, which protect against damage to others and your own vehicles, we also offer crucial coverages like Non-Owned Auto and Hired Auto to address situations involving vehicles not directly owned by your business. We'll help you build a policy tailored to your unique business needs, providing comprehensive protection on every journey.
Commercial auto insurance covers business vehicles and is crucial for protecting against financial losses in case of an accident or other covered event.
Comprehensive coverage protects your vehicle from non-collision incidents such as theft, vandalism, and weather damage. Collision coverage is used when damages are caused by collisions with other vehicles or objects.
Hired-Auto protects your business from liability when using rented, leased, or borrowed vehicles for work, safeguarding your business from significant financial burdens if an accident occurs with a non-owned vehicle.
If your employees use their personal vehicles for business errands—like making deliveries or meeting clients, This coverage extends your business's liability, protecting your company from potential lawsuits if an employee causes an accident while driving their own car for work
Even with liability insurance, your business is at risk from drivers who don't carry enough—or any—auto insurance. Commercial Uninsured Motorist coverage protects your company, drivers, and passengers by covering medical expenses and property damage if you're hit by an uninsured driver.
Medical Payments (MedPay) offers immediate, no-fault protection for medical expenses, regardless of who was at fault. This helps ensure quick access to necessary medical treatment and can help cover out-of-pocket costs like deductibles, providing crucial support for your team after an incident.